It all depends on what the insurance company / insurance adjuster wants to do in some cases. Totalling a vehicle is alot of work for an adjuster, it requires alot of paperwork and such. More so than writing an estimate, snapping a couple photos, and doing a supplement. SO...if you get a lazy adjuster alot of times they'll nickle and dime, things down like repair times, paint time, "quality replacement parts" instead of OEM, and in the end your totalled car or truck is now repairable. But...if you have a good bodyshop the thing will be mint!